Banking Request for Proposal Template

REQUEST FOR PROPOSAL (RFP): BANKING AND TREASURY SERVICES

DOCUMENT CONTROL

• Effective Date: [Date]
• Version: 1.0
• Jurisdiction: [State/Country Laws]
• Scope: [Company Name] Corporate Treasury & Banking Operations

1. LEGAL NOTICE & DISCLAIMER

This Request for Proposal (“RFP”) is intended solely for the solicitation of banking services. Nothing in this document shall constitute a binding contract, offer, or commitment by [Company Name] to enter into any agreement. All submissions are non-binding until a formal Master Services Agreement (MSA) is executed by authorized signatories of both parties. All proprietary information shared herein is protected under the Non-Disclosure Agreement (NDA) dated [Date].

2. PARTIES & DEFINITIONS

• The Entity: [Company Name], a [Entity Type] organized under the laws of [Jurisdiction], with its principal place of business at [Address].
• The Proponent: [Full Legal Name of Bank], a financial institution chartered in [Jurisdiction], with its primary office located at [Address].
• The Agreement: The final, negotiated contract governing the provision of banking services.
• Services: The suite of treasury, cash management, and credit facilities as defined in Section 4.

3. SCOPE OF SERVICES

The Proponent shall provide, at minimum, the following:

1. Operating Accounts: Full suite of demand deposit accounts (DDA) with real-time reporting.
2. Cash Management: Automated clearing house (ACH) processing, wire transfers (domestic/international), and zero-balance account (ZBA) structures.
3. Treasury Integration: API connectivity or secure SFTP integration with [Company Name] ERP systems.
4. Security Protocols: Multi-factor authentication (MFA), dual-control authorization for all outbound disbursements, and fraud detection services.
5. Credit Facilities: [List specific credit requirements, e.g., Revolving Credit Line of $Amount].

4. OPERATIVE CLAUSES & TERMS

1. Compliance: The Proponent warrants full compliance with all applicable federal, state, and international banking regulations, including BSA/AML and OFAC requirements.
2. Fees: All fees must be itemized in the attached Exhibit A (Fee Schedule). No changes to the fee structure may occur without [Number] days written notice.
3. Confidentiality: All data exchanged between the Parties is strictly confidential and shall be handled in accordance with the GLBA and GDPR, as applicable.
4. Termination: Either party may terminate the Agreement upon [Number] days written notice for cause, or [Number] days for convenience, subject to final settlement of outstanding balances.
5. Governing Law: This RFP and any subsequent Agreement shall be governed by the laws of [Jurisdiction].

5. EXECUTION & SIGNATURES

ON BEHALF OF [COMPANY NAME]:

Signature
Printed Name: [Name]
Title: [Title]
Date: [Date]

ON BEHALF OF [BANK NAME]:

Signature
Printed Name: [Name]
Title: [Title]
Date: [Date]

6. STEP-BY-STEP EXECUTION GUIDE

1. Drafting Phase: Populate all bracketed [...] fields with precise internal data. Verify the specific Treasury management needs match the [Company Name] ERP infrastructure.
2. Internal Review: Submit the draft to Legal/Treasury departments for validation of compliance with existing debt covenants or credit agreements.
3. Distribution: Distribute to candidate banks via secure, encrypted channels. Require a formal acknowledgement of receipt within 48 hours.
4. Evaluation: Rank submissions based on: (a) Technical integration capability, (b) Fee structure, (c) Relationship Manager expertise, and (d) Financial stability (Tier-1 capital ratio).
5. Finalization: Upon selection, append the finalized Fee Schedule (Exhibit A) and Service Level Agreement (SLA) to this RFP to form the basis of the binding MSA.
6. Archiving: File the signed original in the [Company Name] Corporate Governance Portal under "Banking Operations - Active" for audit and regulatory inspection purposes.